Benefit Information

Benefit Information


The financial issues that arise from the death of a loved one can cause a significant amount of stress. It is important to look at all the options available to you to help defray the cost.

The Canada Pension Plan offers a one-time lump-sum death benefit following the death of a contributor to the plan. The amount of the benefit depends on the deceased’s payments into the plan. The maximum benefit payable is $2.500.00.

You must have contributed to the plan for a minimum of three years for your estate to be eligible for this benefit. Also, if you contributed for more than nine years, then contributions must have been made in the lesser of either one-third of the calendar years in the contributory period, or made a contribution in at least 10 calendar years.

The executor must apply for the benefit within 60 days of the death. Sometimes, there is no executor because the deceased did not have a will and no court application has been made (and, often, no application will be made) to appoint an Estate Trustee. In such cases, the death benefit may be paid to the person who paid the funeral expenses, or to a spouse or next-of-kin of the deceased.

Information on how to apply is available here.


The Canada Pension Plan (CPP) survivor's pension is paid to the person who, at the time of death, is the legal spouse or common-law partner of the deceased contributor.

Information on how to apply is here.


The Last Post Fund’s mission is to ensure that no Veteran is denied a dignified funeral and burial, as well as a military gravestone, due to insufficient funds at time of death. Its primary mandate is to deliver the Veterans Affairs Canada Funeral and Burial Program which provides funeral, burial and grave marking benefits for eligible Canadian and Allied Veterans.

Information on who is eligable and how to apply here.


If your spouse dies while in service, you will have many things to worry about, money is one we can help with right away. The Death Benefit is paid to a spouse or common-law partner and the dependent children of a Canadian Armed Forces member who died as a result of a service-related injury or illness.

Information on who is eligable and how to apply here.

McLellan Funeral Home
Phone: (902) 862-7500
Toll Free: (855) 699-7500
Fax: (902) 862-7917
3183 Plummer Avenue New Waterford, NS B1H 4K4

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